By Brent Hunsberger | For The Oregonian/OregonLive on December 06, 2015
The Dec. 15 deadline for enrolling through the improved federal health insurance exchange is approaching. Oregonian reporter Nick Budnick already covered the particulars thoroughly, offering tips from brokers and his own research.
But I wanted to point out one of the most interesting plan offerings: Oregon Health Co-Op's Simple Silver plan. Anyone who enrolls and ends up in the hospital might be in for a surprise.
The plan boasts $0 individual and family deductibles, $35 doctor's visits, $55 copays for specialists, $50 x-rays and $15 generic prescriptions. Its premiums, while on the high end, are on par with competing plans that have $2,500 to $3,000 deductibles.
But a close look at the bottom of the plan's Summary of Coverage shows copays for outpatient surgeries and inpatient hospital stays can be as high $5,000 per visit.