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Millennials on Obamacare: what do you mean, affordable?

'Young invincibles' struggle to come up with reasons to justify paying for health insurance, finding obstacles and not incentive.

U.S. President Barack Obama signs the Affordable Health Care for America Act Photograph: Chip Somodevilla/Getty Images

U.S. President Barack Obama signs the Affordable Health Care for America Act Photograph: Chip Somodevilla/Getty Images

by Jana Kasperkevic
heguardian.com, Sunday 6 April 2014

When President Obama promised millennials that they could get health insurance for $100 a month or less, he wasn't thinking of Assante, a young New Yorker with two part-time jobs and a high cost of living.

Assante works two part-time jobs as a server and has lived in New York for about five years. One of his jobs offers health insurance – but only to full-timers. "But because I am part-time, I don't qualify for it anyway.”

He's decided, instead, to stay uninsured and pay whatever one-time penalty comes up.

"At least taking the penalty, it's just something I have to deal with once, at the end of the year," says Assante, who asked to only be identified by his first name. "Since I don't make a lot of money, the cheapest plan that I was able to get was probably $75 a month plan, but my deductible was about $6,000. By the time I would reach my deductible, it would be a couple of years.”

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